:root{--pt-gold: #C49A5C;--pt-navy: #0B1521;--pt-navy-mid: #111D2E;--pt-blue: #3B6FD4;--pt-blue-hover: #2F5BB8;--pt-paper: #F5F6FA}.pt-nav{position:fixed;top:0;left:0;right:0;z-index:200;padding:0 24px;background:#0b1521eb;backdrop-filter:blur(16px);border-bottom:1px solid rgba(255,255,255,.06)}.pt-nav-inner{max-width:1200px;margin:0 auto;height:64px;display:flex;align-items:center;justify-content:space-between}.pt-nav-logo{display:flex;align-items:center;gap:10px}.pt-nav-logo img{height:26px}.pt-nav-logo span{font-family:var(--font-body);font-size:12px;font-weight:500;letter-spacing:.18em;text-transform:uppercase;color:#fff9}.pt-nav-cta{font-family:var(--font-heading);font-size:13px;font-weight:600;color:#ffffffb3;letter-spacing:.01em;background:none;padding:0;border-radius:0;border:none;cursor:pointer;text-decoration:none;transition:color .2s ease}.pt-nav-cta:hover{color:#fff}.pt-nav-cta:active{color:#ffffff80}.pt-nav-cta:focus-visible{outline:2px solid var(--pt-gold);outline-offset:2px}.pt-hero{padding:160px 24px 100px;background:var(--pt-navy);position:relative;overflow:hidden}.pt-hero:before{content:"";position:absolute;top:-30%;right:-15%;width:800px;height:800px;background:radial-gradient(circle,rgba(196,154,92,.07) 0%,transparent 65%);pointer-events:none}.pt-hero-inner{max-width:1200px;margin:0 auto;position:relative;z-index:1}.pt-hero-eyebrow{font-family:var(--font-body);font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.14em;color:var(--pt-gold);margin-bottom:16px;display:flex;align-items:center;gap:10px}.pt-hero-eyebrow:before{content:"";width:24px;height:1px;background:var(--pt-gold)}.pt-hero h1{font-size:48px;font-weight:800;letter-spacing:-.03em;line-height:1.1;color:#fff;margin-bottom:18px}.pt-hero h1 em{font-style:normal;background:linear-gradient(135deg,var(--pt-gold),#E8C078);-webkit-background-clip:text;-webkit-text-fill-color:transparent;background-clip:text}.pt-hero-sub{font-size:18px;line-height:1.7;color:#ffffff80;max-width:520px;margin-bottom:28px}.pt-hero-sub strong{color:#fffc;font-weight:600}.pt-hero-stat-box{background:#ffffff08;border:1px solid rgba(255,255,255,.08);border-radius:10px;padding:16px 20px;margin-bottom:28px;max-width:520px}.pt-hero-stat-box p{font-family:var(--font-mono);font-size:13px;line-height:1.7;color:#ffffff8c}.pt-hero-stat-box strong{color:#fff;font-weight:700}.pt-hero-stat-box .pt-stat-src{font-family:var(--font-body);font-size:10px;color:#ffffff40;margin-top:6px;display:block}.pt-hero-actions{display:flex;gap:12px;flex-wrap:wrap}.pt-section-eyebrow{font-size:11px;font-weight:700;text-transform:uppercase;letter-spacing:.14em;color:var(--pt-gold);margin-bottom:10px;text-align:center}.pt-section-title{font-family:var(--font-heading);font-size:36px;font-weight:800;letter-spacing:-.03em;text-align:center;margin-bottom:40px;line-height:1.2}.pt-mistakes{padding:100px 24px;background:var(--pt-paper)}.pt-mistakes-inner{max-width:960px;margin:0 auto}.pt-mistakes-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.pt-mistake-card{background:#fff;border-radius:14px;padding:28px 24px;border:1px solid rgba(0,0,0,.05);box-shadow:0 2px 12px #0000000a}.pt-mistake-num{font-family:var(--font-mono);font-size:11px;font-weight:700;color:var(--pt-gold);text-transform:uppercase;letter-spacing:.08em;margin-bottom:10px}.pt-mistake-card h3{font-family:var(--font-heading);font-size:16px;font-weight:700;color:var(--color-text-primary);margin-bottom:8px;letter-spacing:-.02em}.pt-mistake-card p{font-size:14px;line-height:1.6;color:var(--color-text-body)}.pt-mistake-card .pt-card-stat{font-family:var(--font-mono);font-size:13px;font-weight:600;color:var(--pt-blue);margin-top:10px}.pt-mistake-card .pt-card-src{font-size:10px;color:#0000004d;margin-top:4px}.pt-savings{padding:100px 24px;background:var(--pt-navy);position:relative;overflow:hidden}.pt-savings:before{content:"";position:absolute;top:-20%;right:-10%;width:600px;height:600px;background:radial-gradient(circle,rgba(196,154,92,.06) 0%,transparent 65%);pointer-events:none}.pt-savings-inner{max-width:800px;margin:0 auto;position:relative;z-index:1}.pt-savings-table{width:100%;border-collapse:collapse;margin-top:8px}.pt-savings-table th{font-family:var(--font-heading);font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;padding:14px 20px;text-align:left;border-bottom:2px solid rgba(255,255,255,.08);color:#fff6}.pt-savings-table th:last-child{color:var(--pt-gold)}.pt-savings-table td{padding:14px 20px;font-size:14px;line-height:1.5;color:#ffffff8c;border-bottom:1px solid rgba(255,255,255,.04)}.pt-savings-table td:first-child{font-weight:600;color:#fff}.pt-savings-table td:last-child{font-family:var(--font-mono);font-weight:700;color:var(--color-growth, #4ADE80)}.pt-savings-table tr:hover td{background:#3b6fd408}.pt-savings-source{font-size:11px;color:#ffffff40;margin-top:32px;text-align:center;line-height:1.6}.pt-practice{padding:100px 24px;background:var(--pt-paper)}.pt-practice-inner{max-width:800px;margin:0 auto}.pt-practice-list{list-style:none;padding:0;margin:0;display:grid;grid-template-columns:1fr 1fr;gap:16px}.pt-practice-list li{display:flex;align-items:flex-start;gap:12px;background:#fff;border-radius:12px;padding:20px;border:1px solid rgba(0,0,0,.05);box-shadow:0 2px 8px #00000008}.pt-practice-icon{flex-shrink:0;width:32px;height:32px;border-radius:8px;background:var(--pt-navy);display:flex;align-items:center;justify-content:center}.pt-practice-icon svg{width:16px;height:16px;color:var(--pt-gold)}.pt-practice-text h4{font-family:var(--font-heading);font-size:14px;font-weight:700;color:var(--color-text-primary);margin-bottom:4px;letter-spacing:-.02em}.pt-practice-text p{font-size:13px;line-height:1.5;color:var(--color-text-body)}.lp-form-card{background:#fff;border-radius:16px;padding:32px 28px;box-shadow:0 24px 80px #0000001f,0 0 0 1px #0000000a}.lp-form-card-title{font-family:var(--font-heading);font-size:18px;font-weight:700;color:#0b1521;margin-bottom:4px;letter-spacing:-.02em}.lp-form-card-sub{font-size:13px;color:#666;margin-bottom:20px;line-height:1.5}.lp-form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.lp-form-field{margin-bottom:14px}.lp-form-field label{display:block;font-size:12px;font-weight:600;color:#0b1521;margin-bottom:5px}.lp-form-field label .req{color:#3b6fd4}.lp-form-field input,.lp-form-field select{width:100%;padding:11px 12px;background:#f5f6fa;border:1px solid rgba(0,0,0,.08);border-radius:8px;font-size:13px;font-family:var(--font-body);color:#0b1521;-webkit-appearance:none;appearance:none}.lp-form-field input::placeholder{color:#0000004d}.lp-form-field input:focus,.lp-form-field select:focus{outline:none;border-color:#3b6fd4;box-shadow:0 0 0 3px #3b6fd41a}.lp-form-field select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='10' height='10' viewBox='0 0 10 10'%3E%3Cpath fill='%23888' d='M1 3l4 4 4-4'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:32px}.lp-form-msg{text-align:center;margin-top:10px;font-size:13px;font-weight:600;display:none}.lp-form-consent{font-size:10px;line-height:1.5;color:#999;margin-top:10px}.lp-faq-item{border-bottom:1px solid rgba(255,255,255,.06)}.lp-faq-item:first-child{border-top:1px solid rgba(255,255,255,.06)}.lp-faq-q{width:100%;text-align:left;padding:20px 40px 20px 0;background:none;border:none;cursor:pointer;font-family:var(--font-heading);font-size:16px;font-weight:600;color:#ffffffb3;position:relative;transition:color .2s}.lp-faq-q:hover{color:#fff}.lp-faq-q:after{content:"+";position:absolute;right:0;top:50%;transform:translateY(-50%);font-size:20px;color:#c49a5c}.lp-faq-item.open .lp-faq-q:after{content:"−"}.lp-faq-a{max-height:0;overflow:hidden;transition:max-height .4s cubic-bezier(.22,1,.36,1),padding .3s;padding:0}.lp-faq-item.open .lp-faq-a{max-height:400px;padding:0 0 20px}.lp-faq-a p{font-size:14px;line-height:1.7;color:#ffffff73}.pt-final{padding:100px 24px;background:var(--pt-navy);text-align:center;position:relative;overflow:hidden}.pt-final:before{content:"";position:absolute;inset:0;background:radial-gradient(ellipse at 50% 100%,rgba(196,154,92,.08),transparent 60%);pointer-events:none}.pt-final h2{font-family:var(--font-heading);font-size:36px;font-weight:800;letter-spacing:-.03em;color:#fff;margin-bottom:12px;position:relative}.pt-final p{font-size:16px;color:#ffffff80;margin-bottom:32px;position:relative}.pt-final-btn{display:inline-flex;padding:16px 40px;background:var(--pt-blue);color:#fff;font-family:var(--font-heading);font-size:15px;font-weight:700;border-radius:12px;border:none;cursor:pointer;box-shadow:0 4px 20px #3b6fd44d;transition:background .2s,transform .15s;text-decoration:none;position:relative}.pt-final-btn:hover{background:var(--pt-blue-hover);transform:translateY(-2px)}.pt-final-btn:active{transform:translateY(0)}.pt-final-btn:focus-visible{outline:2px solid var(--pt-gold);outline-offset:2px}.pt-final-disclaimer{font-size:11px;color:#fff3;margin-top:28px;max-width:540px;margin-left:auto;margin-right:auto;line-height:1.6;position:relative}.pt-cta-trust{display:flex;align-items:center;gap:8px;margin-top:16px;flex-wrap:wrap;font-size:11px;color:#ffffff59;font-weight:500;letter-spacing:.01em}.pt-cta-trust-center{justify-content:center}.pt-footer{padding:24px;background:var(--pt-navy);border-top:1px solid rgba(255,255,255,.04);text-align:center}.pt-footer p{font-size:12px;color:#ffffff40;line-height:1.6}.pt-footer a{color:#fff6;transition:color .2s}.pt-footer a:hover{color:#fff}@media(max-width:768px){.pt-hero{padding:100px 20px 56px}.pt-hero h1{font-size:30px}.pt-mistakes,.pt-practice,.pt-final{padding:56px 20px}.pt-mistakes-grid{grid-template-columns:1fr}.pt-savings{padding:56px 20px}.pt-savings-table thead{display:none}.pt-savings-table tr{display:flex;flex-direction:column;padding:14px 0;border-bottom:1px solid rgba(255,255,255,.06)}.pt-savings-table td{padding:3px 0;border:none}.pt-savings-table td:first-child{font-size:15px;margin-bottom:2px}.pt-savings-table td:nth-child(2):before{content:"Income: ";font-weight:600;color:#ffffff59}.pt-savings-table td:nth-child(3):before{content:"Savings: ";font-weight:600;color:var(--pt-gold)}.pt-practice-list{grid-template-columns:1fr}.pt-section-title{font-size:26px}.pt-final h2{font-size:28px}.pt-nav-cta{display:none}.lp-form-row{grid-template-columns:1fr;gap:0}}
